PBB
PBB
* Who is eligible to enroll in the Pravasandhra Bharosa Bima Scheme?
• Employees / Migrant Workers: Must be between 18 and 60 years of age and working abroad.
• Students: Must be between 18 and 60 years of age and studying abroad.
* How can one apply for the PBB Scheme?
* Can the policy be renewed after expiry?
* Will enrolling in the PBB Scheme affect eligibility for other government welfare schemes?
* Can family members of migrants propose their relatives for Pravasandhra Bharosa Bima insurance?
* What is the Policy Start Date?
* To whom should the documents be submitted?
For Employees & Migrant Workers
* Which categories of workers are eligible to enroll under the PBB Scheme?
All salaried employees and migrant workers engaged by employers with valid work visas in both ECR and Non-ECR countries are eligible under this scheme.
* What is the minimum and maximum policy period for employees?
The policy is valid for 3 years and is renewable every 3 years.
* How much is the premium for employees?
₹590/- for 3 years.
* Is there any age restriction for employees?
* What documents are required to enroll in the scheme?
In Case of Death:
* Is Pravasandhra Bharosa Bima applicable to natural death?
No. It is applicable only for accidental death cases.
* How much amount will be paid if an insured person dies due to an accident?
₹10,00,000/- (Ten Lakh Rupees) will be paid to the nominee in case of accidental death.
* What documents are required to claim the insured amount?
Duly completed claim form (self-attested by the nominee)
• Passport (Front & Back pages)
• Death Certificate issued by the competent local authority / Indian Embassy
• Post-mortem Certificate
• Police Verification Final Report
• Visa Copy
• Address Proof of Andhra Pradesh
* Is there any provision to bring back the dead body of the insured person to India? How much amount will be reimbursed?
Yes. Repatriation of the dead body along with one attendant (if needed) is covered. One-way economy-class airfare to the nearest airport in India will be reimbursed for the attendant.
* What documents are required for repatriation claims?
• Duly completed claim form
• Passport (Front & Back pages)
• Visa Copy
• Airline tickets and medical advice (if attendant is needed)
• Certificate from competent medical authority confirming major ailments during the employment period
• Proof of service contract termination due to insured perils
• Address Proof of Andhra Pradesh
* Is there any provision to bring back a person with total permanent disability to India?
Yes. The insured person with total permanent disability and one attendant are eligible for repatriation to the nearest airport in India. One-way economy-class airfare will be reimbursed for both.
Maternity Benefits:
* Is there financial support for insured women towards maternity expenses?
* Where can the delivery take place?
If Injured:
* Is there any support for insured persons injured in an accident?
Yes. For accidental injuries or illness, up to ₹1,00,000/- will be reimbursed towards medical expenses.
* What documents are required for hospitalization claims?
• Duly completed claim form from the insured person
• Passport (Front & Back pages)
• Visa Copy
• Hospital discharge summary with bills, prescriptions, investigation reports, etc.
• Address Proof of Andhra Pradesh
Family Benefits:
* What benefits are extended to family members if the insured person dies or becomes permanently disabled?
The insured’s spouse and up to two dependent children are eligible for ₹50,000/- per year towards hospitalization expenses during the policy period.
Legal Assistance:
* Is legal assistance covered under the PBB Scheme?What are the services available to the beneficiary?
Yes. Up to ₹45,000/- will be paid towards legal expenses related to employment disputes abroad.
* What documents are required for legal assistance claims?
• Duly completed claim form from the insured person
• Passport (Front & Back pages)
• Advocate’s bill and supporting documents
• Embassy certificate
• Visa Copy
• Employment Contract Letter
• Address Proof of Andhra Pradesh
For Students
* What is the duration of the insurance policy for students?
1 year, renewable every year.
* How much is the premium for students?
₹218/- per year.
* What is the age eligibility for students?
Students aged 18 to 60 years are eligible to enroll.
* What documents are required to enroll?
• Passport (Front & Back pages)
• Proof of Foreign Study: Visa / University Authorization Letter / Offer Letter / Education Proof
• Address Proof of Andhra Pradesh (if different from the passport address)
* Is there any support for students injured in an accident?
Yes. For accidental injuries, up to ₹1,00,000/- will be reimbursed towards medical expenses.
* What documents are required for hospitalization claims?
• Duly completed claim form
• Passport (Front & Back pages)
• Visa Copy
• Hospital discharge summary, bills, prescriptions, investigation reports, etc.
• Address Proof of Andhra Pradesh
* What benefits are provided in case of a student’s accidental death or permanent disability?
₹10,00,000/- will be paid to the nominee in case of accidental death or permanent disability.
* Is repatriation covered for students?
Yes. Economy-class airfare for the insured person (in case of disability) or for the repatriation of the dead body, along with one attendant, will be reimbursed to the nearest international airport in India.
For All Claims:
* What is the claim procedure in case of an unfortunate incident?
1. Contact APNRT Society Helpline immediately.
2. Submit required documents and claim forms as advised.
3. Claims are processed through the insurance partner after verification.
📞 Contact Us

APNRT Society – 24/7 Helpline

📱 WhatsApp: +91 85000 27678
☎️ Call: +91 863 2340678
✉️ Email: insurance@apnrts.com

The Andhra Pradesh Non-Resident Telugu Society (APNRTS), established in 2016 under the chairmanship of the Hon’ble Chief Minister, works to promote Brand Andhra Pradesh among the global Telugu diaspora, address NRT issues, and attract investments. As the nodal agency for the AP Migrants’ Welfare and Development Policy, it ensures migrant safety, supports reintegration, and channels diaspora contributions for state development. Key initiatives include the Migrant Resource Center, a 24x7 helpline, and the ₹528 crore self-financed NRT ICON Tower project.

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