Pravasandhra Bharosa Bima Scheme – FAQs
Complete Frequently Asked Questions
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Who is eligible to enroll in the Pravasandhra Bharosa Bima Scheme?
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• Employees / Migrant Workers: Must be between 18 and 60 years of age and working abroad.
• Students: Must be between 18 and 60 years of age and studying abroad.
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How can one apply for the PBB Scheme?
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You can apply online through the APNRT Society portal or contact the 24/7 Helpline (+91 863 2340678 / WhatsApp +91 85000 27678) for guidance on the enrollment process.
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Can the policy be renewed after expiry?
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Yes. The policy can be renewed before or immediately after expiry by paying the applicable renewal premium.
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Will enrolling in the PBB Scheme affect eligibility for other government welfare schemes?
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No. Enrollment in the PBB Scheme will not affect eligibility for any other government welfare benefits.
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Can family members of migrants propose their relatives for Pravasandhra Bharosa Bima insurance?
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Yes. Family members can contact the APNRT 24/7 Helpline (+91 863 2340678 / WhatsApp +91 85000 27678) and provide all the required details for the Pravasandhra Bharosa Bima Scheme.
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What is the Policy Start Date?
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The policy coverage will start from the date of bond issue, and the Policy Bond will be issued within 15 working days from the date of enrollment/registration.
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To whom should the documents be submitted?
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Documents can be submitted through the APNRT official website, APNRT Coordinators, or the APNRT 24/7 Helpline (+91 863 2340678 / WhatsApp +91 85000 27678).
For Employees & Migrant Workers
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Which categories of workers are eligible to enroll under the PBB Scheme?
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All salaried employees and migrant workers engaged by employers with valid work visas in both ECR and Non-ECR countries are eligible under this scheme.
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What is the minimum and maximum policy period for employees?
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The policy is valid for 3 years and is renewable every 3 years.
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How much is the premium for employees?
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₹590/- for 3 years.
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Is there any age restriction for employees?
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Yes. Employees aged between 18 and 60 years are eligible to join the scheme.
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What documents are required to enroll in the scheme?
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• Passport (Front & Back pages)
• Proof of Foreign Residence: Visa / Civil ID / Iqama / Work Permit / Employment Contract
• Address Proof of Andhra Pradesh (if different from the passport address)
In Case of Death:
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Is Pravasandhra Bharosa Bima applicable to natural death?
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No. It is applicable only for accidental death cases.
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How much amount will be paid if an insured person dies due to an accident?
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₹10,00,000/- (Ten Lakh Rupees) will be paid to the nominee in case of accidental death.
