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Pravasandhra Bharosa Bima (PBB)

Insurance Scheme for Telugu Diaspora

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Pravasandhra Bharosa Bima (PBB)

Insurance Scheme for Telugu Diaspora

As part of its Welfare, Development & Safety initiatives, the Government of Andhra Pradesh has launched the “Pravasandhra Bharosa Bima (PBB)” Insurance Scheme through APNRT Society.

This scheme provides comprehensive insurance coverage to Employees, Migrant Workers, and Students from Andhra Pradesh who are living, working, or studying abroad — ensuring their safety and security wherever they are.

📊 Eligibility & Premium Details

Category Age Limit Premium (incl GST) Policy Duration Renewal
Employees / Migrant Workers 18 to 60 years ₹590/- 3 Years Renewable
Students 18 to 60 years ₹218/- 1 Year Renewable

📞 Contact Us

APNRT Society – 24/7 Helpline

📱 WhatsApp: +91 85000 27678

☎️ Call: +91 863 2340678

✉️ Email: insurance@apnrts.com

⚙️ Important Note

This insurance policy is designed exclusively for Non-Resident Telugus (NRTs) under the guidance of the Hon’ble Chief Minister of Andhra Pradesh.

Enrollment in this scheme will not affect eligibility for any other Government welfare benefits. “Take Insurance and Be Protected”

💼 Benefits for Employees / Migrant Workers

  1. ₹10,00,000/-(Ten Lakh Rupees) for accidental death or permanent disability abroad.
  2. Airfare reimbursement for insured/dead body + one attendant. in case of accidental death or permanent disability.
  3. Up to ₹1,00,000/- for medical expenses per policy period due to accidental injuries or sickness(max ₹50,000 per hospitalization).
  4. Maternity Benefit: ₹35,000 (normal delivery) / ₹50,000 (caesarean delivery). Minimum 9 months policy active required to claim.
  5. Family medical coverage up to ₹50,000/- for spouse & first two dependent children (up to 21 years) if insured dies due to accidental death.
  6. Airfare Reimbursement – If Medically Unfit or Terminated within 12 Months
  7. Airfare Reimbursement – Contract Issues or Premature Termination
  8. Legal expenses up to ₹45,000/- for employment disputes abroad.

🔍 View Detailed Description

🎓 Benefits for Students

  1. ₹10,00,000/-(Ten Lakh Rupees) for accidental death or permanent disability while studying abroad.
  2. Airfare reimbursement for insured/dead body + attendant. In case of accidental death or permanent disability.
  3. Up to ₹1,00,000/- for medical expenses per policy period due to accidental injuries(max ₹50,000 per hospitalization) .
  4. Airfare Reimbursement – If Medically Unfit due to accidental injuries.

🔍 View Detailed Description

📄 Required Documents – Employees / Migrant Workers

  1. Passport (Front & Back Pages)
  2. Proof of Foreign Residence: Visa / Civil ID / Iqama / Work Permit / Employment Contract
  3. Address Proof of Andhra Pradesh (if the address on the passport is different)

📄 Required Documents – Students

  1. Passport (Front & Back Pages)
  2. Proof of Study: Visa / University Authorization Letter / Offer Letter / Education Proof
  3. Address Proof of Andhra Pradesh (if the address on the passport is different)
💬
APNRTS Assistant